Getting What You Need from Your High Value Home Insurance

The price of silver has been on the rise in recent years, partly due to a greater interest in using precious metals as a safer investment in these times of economic instability. Owners of heirloom silverware and other collections of silver may need to check their high value home insurance to make sure their coverage will provide adequate financial protection for the increased value of their silver.

Typically, high value home insurance offers higher levels of cover to valuable items when compared to a standard home insurance policy, but it’s just as important to be aware of any limits on the policy and take our additional endorsements if necessary.

It is important to keep an up-to-date photo or video inventory of your valuable possessions in a secure place. Have valuable items such as silver appraised periodically to make sure you know their correct value. Increasing insurance coverage on an item that has appreciated in value is typically much less expensive than paying cash to replace the item in the event it is lost or stolen.

Do you need a quote for high value home insurance? Speak to one of our agents for more information on insurance for high value home coverage and to arrange a quote.