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There are a number of decisions to make when choosing a condo in
California. One important decision is which condo insurance policies you may need. Another major decision is whether to choose
a condo on the bottom floor or on the top floor. Both levels have their
Living on the lower level may offer more comfortable temperatures and
less use of air conditioning, as hot air tends to rise. Less sunlight shines in
the windows of lower level units, which also contributes to a cooler condo.
There are no stairs or elevators, which may make bringing in groceries or
luggage much easier. Your condo green spaces may be right outside your door for
you to enjoy at your leisure.
Living on the upper level may offer a great view and plenty of natural
light. Break-ins typically happen less frequently on upper levels, as they
present more challenges for burglars than lower level condos. The sounds of
traffic are more muffled on upper level units, and floors tend to stay cleaner
as less dirt and dust from outdoors are tracked in to upper level condos.
Choosing a condo is a big decision requiring considerable research and
thought. It is important to know what your condo association is responsible for
insuring and what will be your responsibility. Once you are clear on those two
points, you may want to contact our insurance agent to purchase the coverage
you need for your CA condo.