Long Term California Life Insurance, When Do You Need It?


A comprehensive Long Term Life insurance policy can help you maintain your financial freedom and give you the flexibility to participate in making choices that impact your care – about the services you receive, where you receive them and who provides the care you need.

Long Term Life insurance includes care and services provided to a person who requires supportive help or supervision for a period expected to last 90 days or more. It includes the assistance needed with the activities of daily living, such as eating, bathing, dressing or moving from a bed to a chair, when faced with a chronic disease, disability or sudden illness. It also refers to the supervision that may be needed with a severe cognitive impairment, such as Alzheimer’s disease or other mental illness or brain disorders that can limit a person’s ability to think or reason.

For more information on this life policy or any others, please contact your local agent today.