Flood Insurance 101

Flood insurance policies can provide the following coverage:

  •  Flood damage to your home’s structure as well as items like your furnace and water heater.
  • Flood damage to your furniture, rugs appliances, and clothing.
  • Expenses you incur to procted y our home against imminent flood damage by sandbagging or other measures.
  • Clean-up costs for covered items after a flood, including debris removal.

  Flood insurance may not be as expensive as you might think, and the benefits of coverage can vastly outweigh the costs of repairs and replacements. Properties located in low to moderate risk zones, may be eligible for low cost options that will allow property owners and businesses to protect themselves against the devastating effects of flooding.