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Homeowners Insurance, Rental Insurance, Excess Liability, Long-Term Care, Group Health, Medicare, Auto Insurance, Business Insurance, Boat Insurance, Life Insurance, Workers Compensation


Sweeney & Sweeney
Insurance Services


An Affiliate of United Valley Insurance Services

California License
#0614055

1500 Humboldt Road, Suite #1
Chico, CA 95928
Phone (530) 895-5260
Fax (530) 895-5267
(800) 696-2919

Homeowners Insurance, Rental Insurance, Excess Liability, Long-Term Care, Group Health, Medicare, Auto Insurance, Business Insurance, Boat Insurance, Life Insurance, Workers Compensation Boat Insurance, BOATS, TRAILERS
Long-Term Care Insurance

The Odds of Needing Long-Term Care
  • Risk of a Fire in Your Home — 1 in 1200
  • Risk of Having an Automobile Accident — 1 in 8
  • Risk of Needing Long-Term Care — 1 in 2.5
Demographics—Our Aging Population

The average age in California, as well as most of America, is steadily increasing, as we realize a decline in the birth rate and a decline in the mortality rate because of advances in medical science and the aging of "Baby Boomers."

The number of Californians 65 and older is expected to almost double within the next 30 years.

By the year 2020:
  • Over 6 million Californians will be over 65 (20% of the population)
  • 3 times as many people will be over 80 as today (approximately 1 million!)
As people age, the demand for all types of health care increases, especially Long-Term Care. Four out of five persons over the age of 65 have one or more chronic medical conditions.
  • Approximately 40% of those 65 and over have one or more functional limitations that require assistance.

  • Almost 60% of persons age 85 and older need assistance.
There are 15 million people in the United States, and 8 out of 10 families are affected.
  • The need for assistance increases with the age of the individual
  • The type of assistance required depends upon the level of disability or infirmity.
  • For many people this type of assistance will be required for the remainder of their lives.



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Note: Sweeney and Sweeney services California only.

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